Personal Loan

Applying for loans is now orderly and cost-effective. The time when you had to stand in long queues in banks for hours on end to get a loan is long gone. Now you can get a loan from within the comfort of your house through a few clicks of your phone.

Additional perks?

They come with low-interest rates as well as flexible repayment periods. 

Whether you are looking to remodel your house, finally take that long-coveted dream vacation, or pay off the dues from your high-interest loans and cards, taking a personal loan from Money View can relieve the pressure and put your problems at bay.

You can borrow any amount from Rs 5000 up to Rs 5 lakhs depending on your eligibility and enjoy flexible repayment terms up to 5 years at Money View. 

What are the Benefits of Getting a Personal Loan from Money View?

Here are all the benefits of taking a personal loan from Money View that you need to know about:

  • Get any amount within the range of Rs 5000 and 5 lakh.
  • Flexible loan repayment period up to 5 years.
  • Easy to meet eligibility criteria with low requirements vis-a-vis monthly income.
  • Low-interest rates starting from 1.3% per month.
  • From inquiry and application to documentation and repayment- the entire process is paperless and digital.
  • Loan applications at Money View are offered from anywhere in India.
  • An efficient end-to-end process that is both time and cost-saving, with the loan amount getting disbursed within 24 hours of approval.

Is there an Eligibility Criteria to Apply for a Personal Loan at Money View?

Yes, there are criteria that will determine whether you are eligible to apply for a personal loan at Money View.

At Money View, the entire process of loan inquiry and application is entirely digital. This means access to instant loans, brief processing time, and quick disbursement. 

Moreover, you can check your eligibility criteria easily on the Money View website or Mobile App within 2 minutes without standing in long queues for hours at an end. 

There are certain eligibility constraints that are taken into consideration to determine whether you qualify for a Personal loan at Money View.

These are as follows:

  • Your monthly income, 
  • Previous employment status,
  • CIBIL score, etc.

These factors show whether you are eligible as a worthy candidate for a loan. These will also determine whether you will be able to repay the loan amount within the stipulated period. If you, unfortunately, fail to meet the eligibility criteria, your loan application will not be processed.

What are the Eligibility Criteria to Apply for a Personal Loan at Money View?

Given below are the Personal Loan eligibility criteria for salaried and self-employed individuals when they seek the loan from an esteemed NBFC like Money View.

Personal Loan for Salaried Individuals:

  • Minimum in-hand monthly income for applicants residing in the Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) is Rs 20,000, for applicants living in any other Metro city other than Mumbai and the NCR region is Rs 15,000, and for applicants residing anywhere else is Rs 13,500. 
  • Loan applicants must be aged between 21 years and 57 years.
  • All applicants should have a minimum CIBIL/Credit score of 600 or a minimum Experian score of 650. 
  • The income of the applicant should be credited directly to their bank account.

Personal Loan for Self-Employed Individuals:

  • The minimum in-hand monthly income is Rs 15,000.
  • Loan applicants must be aged between 21 years and 57 years.
  • All applicants should have a minimum CIBIL/Credit score of 600 or a minimum Experian score of 650. 
  • The income of the applicant should be credited directly to their bank account.

What are the Documents Required for the Application of Personal Loan at Money View?

At the time of the loan application, you’ll be required to submit certain documents to prove your eligibility, irrespective of whether you are a salaried or a self-employed individual.

At Money View, you will need to show a minimum number of documents that will be readily available at your disposal for any official paperwork. This minimizes the application cost and processing time and ensures quick and organized disbursal.

Identity Proof and Address Proof

Mentioned below are the documents required as proof for both salaried and self-employed applicants. 

For purposes of both identity proof and address proof, the primary document required is a PAN card.

 If the supplied PAN card is rejected owing to poor image quality or other reasons, any of the following documents will also be accepted:

  • Adhaar Card
  • Indian Passport
  • Voter ID Card
  • Driver’s License

Additionally, utility bills of electricity, water, or gas dated within the last 60 days and with clear mention of name and address are also accepted for address proof.

Income Proof

  • Salaried Applicants: PDF copy of the bank statement of your last three months’ salary showing salary credits also.
  • Self-employed Applicants: PDF copy of the bank statement of your previous three months’ salary.

All documents should be current and valid at the time of application. Pictures of the documents should be clear, legible, and visible.

How to Apply for a Personal Loan with Money View?

The loan application and disbursement process at Money View are entirely digital and paperless.

You can check for eligibility, fill out the personal details, and be notified about the application status through the Money View website or mobile app.

Loan processing at Money View is quick, time-saving, and hassle-free. Check out the instructions given below to find out step by step how to avail of a personal loan from Money View:

Step 1:

The loan application and inquiry process at Money View are completely digital. 

To start the application process, visit the Login section of the Money View website and log in through a registered phone number. This phone number will subsequently be used to manage your loan application profile at Money View.

Alternatively, you can download the Money View app and register with your email ID to start the loan application procedure.

Step 2:

Upon entering a few details, you will be instantly notified about your eligibility status. You will find out the maximum loan amount you are qualified to borrow within 2 minutes.

Step 3:

After finding out the maximum loan amount you are eligible for, you will have to select a custom loan amount and the time period for which you would like to borrow the loan from a number of options according to your financial needs and preferences.

Step 4:

Fill out your personal details on the application form, including your credit score, monthly income, employment status, etc. 

After this, you will be required to submit all the documents necessary to verify your details and process the loan application. All documents must be scanned and uploaded digitally through the Money View website or app.

Make sure that all the uploaded documents are clear and legible. Moreover, you must ensure that the details you fill out match the information provided in the documents. Submitting expired documents can also cause the loan application to be rejected.

Step 5:

Once the verification of the documents and information is complete, you will receive a NACH form. Take a printout of the form, sign, scan, and upload the document to the Money View website or mobile app. 

The NACH mandate gives banks, finance companies, and corporations permission to debit a fixed amount at specified intervals from the customer’s bank account without manual intervention. 

Review the loan agreement and submit the final application form if you agree to the terms and conditions.

Step 6:

If there is no issue with your eligibility and the information and documents that you have submitted, the loan amount you have requested will be disbursed to your bank account within 2 hours of approval.


With Money View’s quick and hassle-free application, processing, and disbursal process, obtaining a personal loan is more customer-friendly than ever. Log in through the website or download the Money View app today to apply for a loan from anywhere in India.